CONSUMER LENDING BUSINESS

Mar 11, 2022 Jogja Smart Indotama Banking 0

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DESKRIPSI

Dengan semakin tingginya permintaan masyarakat akan kredit konsumer (KPR / KKB / KTA dan Credit Card) sangat penting bagi bank ataupun institusi keuangan untuk dapat merespon animo masyarakat tersebut dengan mengembangkan produk sesuai dengan permintaan konsumen. Dan mengelola portofolio kredit konsumen tersebut sejak dari proses akuisisi sampai dengan collection, untuk mendapatkan imbal hasil (return) yang optimum bagi bank/institusi keuangan tersebut.

TUJUAN

• Memahami mekanisme pengembangan produk kredit konsumer
• Mengetahui cara mengakuisisi nasabah
• Memahami prinsip kerja credit scoring
• Mendapatkan teknik-teknik untuk mengelola portofolio kredit konsumen
• Mengetahui teknik dan strategi collection
• Memahami cara menganalisa tingkat profitabilitas

MATERI

• Planning Consumer Credit Products

1. Selecting and attracting the target market, Designing product terms and conditions
2. Developing profit models for consumer lendingproducts

• Account Acquisition

1. Screening and credit evaluation, Avoiding negative selection
2. Setting credit lines to meet profit goals

• Credit Scoring Theory And Application

1. Developing and implementing scores to meet business goals
2. Monitoring and validation

• Portfolio Maintenance

1. Controlling the performance of accounts
2. Testing programs for optimum implementation

• Collections

1. Developing a collection strategies : identifying low- and high risk accounts, collection scoring, allocating internal and external resources
2. Forecasting delinquency and write off

• Secured Products: Mortgages (KPR) And Automobile Loans (KKB) and Unsecured Product : Personal Loan (KTA)

1. Planning the product , Screening techniques (underwriting process)
2. Managing the portfolio

• Profit Analysis

1. Life time, single-loan profitability analysis, installment loans and revolving products
2. allocating revenue and cost by product and Funding

METODE

Kegiatan pelatihan dirancang agar peserta dapat memahami secara komprehensif materi yang disampaikan, sehingga dapat dimplementasikan secara aplikatif dalam dunia kerja. Adapun metode yang digunakan adalah:

1. Presentation
2. Discuss
3. Case Study
4. Evaluation

WAKTU & TEMPAT

Januari - Maret	April - Juli	Juli - September	Oktober - Desember
04 - 06 Jan 2022	05 - 07 Apr 2022	05 - 07 Jul 2022	04 - 06 Okt 2022
11 - 13 Jan 2022	12 - 14 Apr 2022	12 - 17 Jul 2022	11 - 13 Okt 2022
18 - 20 Jan 2022	19 - 21 Apr 2022	19 - 21 Jul 2022	18 - 20 Okt 2022
25 - 27 Jan 2022	26 - 28 Apr 2022	26 - 28 Jul 2022	25 - 27 Okt 2022
02 - 04 Feb 2022	05 - 07 Mei 2022	02 - 04 Ags 2022	01 - 03 Nov 2022
08 - 10 Feb 2022	10 - 12 Mei 2022	09 - 11 Ags 2022	08 - 10 Nov 2022
15 - 17 Feb 2022	17 - 19 Mei 2022	16 - 19 Ags 2022	15 - 17 Nov 2022
22 - 24 Feb 2022	24 - 27 Mei 2022	23 - 25 Ags 2022	22 - 24 Nov 2021
8 - 10 Mar 2022	31 Mei - 3 Jun 2022	31 Ags - 01 Sep 2022	29 Nov - 01 Des 2022
15 - 17 Mar 2022	07 - 09 Jun 2022	13 - 15 Sep 2022	06 - 08 Des 2022
23 - 25 Mar 2022	14 - 16 Jun 2022	20 - 22 Sep 2022	13 - 15 Des 2022
29 - 31 Mar 2022	21 - 23 Jun 2022	27 - 29 Sep 2022	20 - 22 Des 2022
	28 - 30 Jun 2022		27 - 29 Des 2022

Hotel Berbintang di Yogyakarta

Request for Training Venue: Semarang, Solo, Bandung, Jakarta, Balikpapan, Surabaya,

Jogja, Lombok, Malang, Makassar and Batam

In House Training Depend on request

FASILITAS

1. Training Hand Out
2. Digital Material
3. Certificate
4. Exclusive Souvenir
5. Qualified Bag
6. Training Photo
7. Training room with full AC facilities and multimedia
8. Once lunch and twice coffee break every day of training
9. Qualified Instructor
10. Transportation from airport / railway to hotel and from hotel to the training venue (2 person from one company)

PENDAFTARAN

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• Account Acquisition, ATM, banking, Business Loan, Consumer Credit, Credit, Credit Scoring, Kartu Kredit, KKB, Konsumen, KPR, Kredit Konsumer, KTA, pelatihan di jogja, Pelatihan Perbankan, pelatihan SDM, perbankan, Profitabilitas, training di jogja, Training SDM