KREDIT KONSUMER
DESKRIPSI
Dengan semakin tingginya permintaan masyarakat akan kredit konsumer (KPR / KKB / KTA dan Credit Card) sangat penting bagi bank ataupun institusi keuangan untuk dapat merespon animo masyarakat tersebut dengan mengembangkan produk sesuai dengan permintaan konsumen. Dan mengelola portofolio kredit konsumen tersebut sejak dari proses akuisisi sampai dengan collection, untuk mendapatkan imbal hasil (return) yang optimum bagi bank/institusi keuangan tersebut.
TUJUAN
Memahami mekanisme pengembangan produk kredit konsumer
Mengetahui cara mengakuisisi nasabah
Memahami prinsip kerja credit scoring
Mendapatkan teknik-teknik untuk mengelola portofolio kredit konsumen
Mengetahui teknik dan strategi collection
Memahami cara menganalisa tingkat profitabilitas
MATERI
Planning Consumer Credit Products
Selecting and attracting the target market, Designing product terms and conditions
Developing profit models for consumer lending products
Account Acquisition
Screening and credit evaluation, Avoiding negative selection
Setting credit lines to meet profit goals
Credit Scoring Theory And Application
Developing and implementing scores to meet business goals
Monitoring and validation
Portfolio Maintenance
Controlling the performance of accounts
Testing programs for optimum implementation
Collections
Developing a collection strategies : identifying low- and high risk accounts, collection scoring, allocating internal and external resources
Forecasting delinquency and write off
Secured Products: Mortgages (KPR) And Automobile Loans (KKB) and Unsecured Product : Personal Loan (KTA)
Planning the product , Screening techniques (underwriting process)
Managing the portfolio
Profit Analysis
Life time, single-loan profitability analysis, installment loans and revolving products
Allocating revenue and cost by product and Funding
METODE
Kegiatan pelatihan dirancang agar peserta dapat memahami secara komprehensif materi yang disampaikan, sehingga dapat dimplementasikan secara aplikatif dalam dunia kerja. Adapun metode yang digunakan adalah:
- Presentation
- Discuss
- Case Study
- Evaluation
WAKTU & TEMPAT
| Januari - Maret | April - Juli | Juli - September | Oktober - Desember |
|---|---|---|---|
| 02 - 04 Jan 2024 | 02 - 04 Apr 2024 | 02 - 04 Jul 2024 | 03 - 05 Okt 2024 |
| 09 - 11 Jan 202 | 16 - 18 Apr 2024 | 09 - 11 Jul 2024 | 10 - 12 Okt 2024 |
| 17 - 19 Jan 2024 | 23 - 25 Apr 2024 | 16 - 18 Jul 2024 | 15 - 16 Okt 2024 |
| 23 - 25 Jan 2024 | 01 - 03 Mei 2024 | 23 - 25 Jul 2024 | 24 - 25 Okt 2024 |
| 30 Jan - 01 Feb 2024 | 07 - 09 Mei 2024 | 30 Jul - 1 Agst 2024 | 29 - 30 Okt 2024 |
| 06 - 08 Feb 2024 | 14 - 16 Mei 2024 | 06 - 08 Agst 2024 | 05 - 06 Nov 2024 |
| 13 - 15 Feb 2024 | 21 - 23 Mei 2024 | 13 - 15 Agst 2024 | 12 - 13 Nov 2024 |
| 20 - 22 Feb 2024 | 28 - 30 Mei 2024 | 20 - 22 Agst 2024 | 19 - 20 Nov 2024 |
| 27 - 29 Feb 2024 | 04 - 06 Jun 2024 | 27 - 29 Agst 2024 | 26 - 27 Nov 2024 |
| 05 - 07 Mar 2024 | 11 - 13 Jun 2024 | 15 - 17 Agst 2024 | 03 - 04 Des 2024 |
| 12 - 14 Mar 2024 | 18 - 20 Jun 2024 | 22 - 24 Agst 2024 | 10 - 11 Des 2024 |
| 19 - 21 Mar 2024 | 25 - 27 Jun 2024 | 29 - 31 Agst 2024 | 17 - 18 Des 2022 |
| 26 - 28 Mar 2024 | 05 - 07 Sep 2024 | 23 - 24 Des 2022 | |
| 12 - 14 Sep 2024 | |||
| 19 - 21 Sep 2024 |
Hotel Berbintang di Yogyakarta
Request for Training Venue: Semarang, Solo, Bandung, Jakarta, Balikpapan, Surabaya, Jogja, Lombok, Malang, Makassar and Batam
In House Training Depend on request
FASILITAS
- Training Hand Out
- Digital Material
- Certificate
- Exclusive Souvenir
- Qualified Bag
- Training Photo
- Training room with full AC facilities and multimedia
- Once lunch and twice coffee break every day of training
- Qualified Instructor
- Transportation from airport / railway to hotel and from hotel to the training venue (2 person from one company)
PENDAFTARAN
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